TERMS AND CONDITIONS APPLICABLE TO 75% DISCOUNT ON LIFE/MORTGAGE PROTECTION POLICIES ARRANGED THROUGH
WWW.ATLANTICLIFE.IE
The offer applies to all life/mortgage protection insurance policies taken out through the atlanticlife.ie website.  For the offer to apply, the first year’s premium must be paid upfront, with the policy switched to direct debit for monthly payments in year two and onwards. The 75% offer applies to annual premiums of €300 or higher (50% discount applies to lesser amounts).  You will receive your refund 2 months after the policy has commenced and it is refunded assuming that the policy stays in place for at least 12 months. In the event that the policy lapses within this time frame a proportionate clawback of the discount will apply.
Alternatively, the premium can be paid monthly by direct debit with the refund payable on the first anniversary, with no clawback applicable. A minimum term of 10 years is required for discounts to apply. In order to qualify for the discount a direct debit mandate must be included with the application form in respect of the 2nd year’s premium. All premiums quoted are subject to acceptance by the relevant insurer on standard terms. As quotes are age based the quotes given are as at today’s date and may change before policy issue due to a change in your age.